• 2 1-lb can pinto beans
• 1-2 large onion chopped
• 1 green pepper chopped
• 1 lb ground beef (turkey)
• 2 lb can toms (chop your self and reserve liquid)
• 1 8 oz can tom sauce
• 1 1/2 Tbs chili powder (I use 3)
• 1 1/2 tps salt (I use less or none if toms & sauce have salt in them)
• 1 bay leaf
• A pinch of cumin seeds (optional, I like it)

Brown onion, pepper and beef add the rest (including reserved liquid) except for beans simmer 1 hour, add beans simmer 1/2 hour more.